nestabode · Rent affordability check

Check your rental budget.

A simple check to see what a lease might mean for your monthly numbers. Enter an annual income to find a comfortable baseline, or add a specific rent and utilities to see how it compares to the standard most landlords use to deem what is affordable.

Your numbers

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$

Combined total for everyone moving in, CAD.

$

A place you are considering. Leave blank to simply view a comfortable range.

$

Electricity, heat, water, and other municipal services. Leave blank if included in rent.

30%

Most landlords use 30% as a standard benchmark to deem what is affordable. Sliding this shows how your own math shifts.

How landlords use the 30% standard

Most landlords use the 30% mark as a guiding post convention to deem what is affordable, rather than a strict rule. However, the higher the number climbs above it, landlords will often ask for a co-signer or decline the application outright. This tool calculates the math without predicting your specific outcome. Remember actual monthly carrying totals frequently include tenant insurance.

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Guide to renting

This calculator provides an estimate rather than professional financial advice. It models the math of general landlord conventions without predicting specific application verdicts. It uses a before-tax baseline, whereas daily life requires paying from net income. We collect zero private details here.