A steady hand from the first showing to keys in hand — and the truth about every home before you fall for it.
Buying your first place in Toronto is hard enough without decoding tax acronyms. We walk you through every account, credit and rebate you qualify for — in plain language — so nothing that's yours goes unclaimed.
Up to $8,000 a year. Deduct it from your income like an RRSP, then withdraw it tax-free for your down payment.
Pull up to $60,000 toward a first home with no tax hit, then repay it over 15 years. Stacks on top of the FHSA.
The First-Time Home Buyers' Tax Credit plus the Ontario and Toronto Land Transfer Tax rebates — savings many buyers never file for.
General information, not tax or legal advice · confirm current limits and eligibility with your accountant and lawyer.
Coffee first. We learn how you actually live — commute, light, space, the deal-breakers — before a single listing lands in your inbox.
We map what your budget really buys across Toronto right now, get your financing squared away, and set honest expectations by pocket of the city.
We walk homes together and tell you what we'd tell family — the foundation crack, the noisy corner, the renovation that's quietly hiding a problem.
We read the listing agent, structure terms that protect you, and stay calm in a bidding war so you don't overpay out of adrenaline.
Inspection, lawyer, financing, keys — handled. And we're still here after you move in, for the trades, the questions, the next move.
We show the stress-tested rate, not a teaser.
Canadian semi-annual compounding. Estimate only — not a mortgage offer or financial advice.
Never once did Stevie pressure me to settle. Even when I was about to sign an offer, he checked in to make sure it was truly ‘the place.’ His patience and integrity are unmatched.
Tell us what you're picturing and we'll tell you honestly what it takes in this market — whether you buy this month or next year.
