NestAbode · Buyer tools

What will land transfer tax cost?

Estimate your Ontario — and, in the City of Toronto, your municipal — land transfer tax, with first-time-buyer rebates and the graduated Toronto luxury bands that changed on April 1, 2026.

Your purchase

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Purchase price

All amounts in Canadian dollars (CAD).

Where is the property?

Elsewhere in Ontario City of Toronto

Toronto charges a municipal land transfer tax on top of the provincial one.

Closing date

Property type

I'm a first-time home buyer Applies the Ontario rebate (up to $4,000) and, in Toronto, the municipal rebate (up to $4,475).

Estimated land transfer tax

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Provincial tax: —
First-time buyer rebate: − —
Ontario subtotal: —
Municipal tax: —
First-time buyer rebate: − —
Toronto subtotal: —
Total land transfer tax: —
Toronto administration fee: + —
Total payable at closing: —

Rates & rules as of —

A lawyer confirms the figure before you close.

Speak to an Ontario real estate lawyer

This is an estimate, not advice. Land transfer tax is calculated on marginal brackets; the figure above assumes a standard arm's-length purchase. The City of Toronto levies a municipal land transfer tax in addition to the Ontario tax, and its graduated luxury rates over $3M changed on April 1, 2026 — the tax that applies is set by your closing (registration) date, so we date-key the calculation. First-time-buyer rebates have their own eligibility rules. This estimate does not include the Non-Resident Speculation Tax, Toronto's Municipal Non-Resident Speculation Tax, HST on new builds, or other closing costs. The Toronto administration fee is shown separately and is not part of the tax. This tool collects no personal information. Confirm every figure with an Ontario real estate lawyer before you rely on it.